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Creative Working

Knowledge Hub

At Kieoa4 Associates, we keep our clients informed about all things real estate! Buying and/or selling a home is an important decision. We'll make sure you stay on top of market trends and provide other helpful tools you can use!

Lower Mortgage Rates Boost Your Buying Power
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Lower Mortgage Rates Boost Your Buying Power

As rates drop, your monthly payment on your next home will too. Let’s connect to talk about how today’s rates boost your purchasing power.

Time in the Market Beats Trying To Time the Market

If you’re trying to decide whether to buy now or wait until mortgage rates come down, here’s something to think about. Let's say you buy a $400K house now. Based on home price projections, you could gain roughly $83K in equity over the next 5 years. So, if you're able to buy now, it'll be worth it in the long run.

How Mortgage Rates Affect Your Monthly Payment
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How Mortgage Rates Affect Your Monthly Payment

Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn’t try to time the market. Instead, it's better to focus on how even a small change impacts your future mortgage payment.

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